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Posts Tagged ‘Finance’

Mallorca The Place For Investment In The Crises

December 20th, 2009 CheapFlatsInLondon No comments

Lake Tahoe Real Estate: Top 7 Reasons to Invest in Lake Tahoe Real Estate Right Now!

December 16th, 2009 CheapFlatsInLondon No comments

Even in a plunging real estate market, you can profit from investing in real estate if you know where to invest your dollars.

So, do you know where you should be investing right now in this challenging real estate market?

The answer: Lake Tahoe real estate

Here’s why you should invest in Lake Tahoe real estate, especially in the South Lake Tahoe area. Top 7 Reasons to Invest in Lake Tahoe Real EstateInvesting in Lake Tahoe Real Estate Reason #7: Ideal Weather Conditions & Year Round Recreation Attracts New Buyers

Summer tourists in nearby Sacramento and Reno experience temperatures in the 100’s. The Bay Area is socked with fog. Lake Tahoe generally enjoys highs in the low 80’s.

And, don’t let the fact that Lake Tahoe is known as a world-class ski destination fool you into thinking that the winters are uncomfortable. An average January day ranges from 15 – 41 degrees with brilliant sunshine compared to Vail (0 – 31,) Jackson Hole (5 – 28,) and Stow (1 – 25.)

When a storm comes it drops the snow and leaves us basking in sunlight. In fact, the sun shines approximately 275 days a year.

This allows Lake Tahoe to offer the complete selection of recreational activities all year round

Unlike most ski or golf resorts, Lake Tahoe has something for everyone. The pristine blue waters and sandy beaches provide swimming, fishing and sun bathing. Boating opportunities range from kayaks to sailing to motors. The forest and mountain trails draw hikers, bikers, rock-climbers, snow mobiles, snow shoes, cross country skiers and campers. Golf resorts range from lakeside to high desert. Photographers, painters and artists of all mediums flock to the area. Investing in Lake Tahoe Real Estate Reason #6: Real Estate’s Rolling Boom Effect

When an area is experiencing high real estate activity, investors should look to the surrounding areas for the next wave of activity.

The Lake Tahoe real estate market benefits from the surrounding Reno, Sacramento, and overall San Francisco Bay communities. We are receiving reports that increased real estate activity in the area and values are stabilizing.

With today’s’ inventory surplus, low interest rates and the news blasting daily “doom and gloom” reports, sellers are more willing to negotiate now.Investing in Lake Tahoe Real Estate #5: Baby Boomer Are Buying Lake Tahoe Real Estate Now

Baby Boomers are the driving force behind the resort market industry and they have only just begun to invest. Many baby boomers are now inheriting various levels of wealth from senior family members. At the same time, they are in their peak earning years and investing actively in second homes and retirement homes.

They are searching for second homes near beaches, lakes, ski resorts and golf courses. Lake Tahoe is one of the few second home destinations that can offer all three. Investing in Lake Tahoe Real Estate Reason #4: It’s Affordable

Reasonable pricing is one of the key reasons to invest in Lake Tahoe real estate. According to the South Lake Tahoe Association the price for a single family home within Lake Tahoe’s South Shore is less than half than homes in Vail, Aspen and Jackson Hole.Investing in Lake Tahoe Real Estate Reason #3: Opportunities for Supplemental Income

Lake Tahoe is a world-class vacation destination. Vacation rentals bring in subsidized income which can help cover the costs of your Lake Tahoe real estate investment. When a home offers the “Tahoe Look,” dwells within a desirable location (near outdoor recreation) and includes amenities such as a hot tub or pool table, demand automatically increases.

For example one of our current listings, a 6 bedroom contemporary home has averaged an income of over $125,000 for five years now. Investing in Lake Tahoe Real Estate Reason # 2: High Demand and Strictly Limited Supply

In a nutshell, there is no chance of real estate over-development having a negative impact on the value of Lake Tahoe homes. Generally, supply is low and demand is high.

During the 2004-2005 “boom,” investors and developers were throwing up houses at break-neck speed in hopes of huge profits. When this market came to a screeching halt, these areas were the first to see foreclosures. In Lake Tahoe, supply will always be in the favor of the investor because Lake Tahoe real estate is an environmentally protected area. That means growth is strictly limited.

And, the # 1 Reason to Invest in Lake Tahoe Real Estate: Improve Your Quality of Life:

Would You Rather Watch Your Investments or Live Them?

Everyday, we hear those who have invested in Lake Tahoe real estate praise the benefits gained through living a less stressful and more joyful life. These benefits include better health, longer life, better relationships, and so forth.

How does this relate to investing?

Think about it.

Wouldn’t you rather watch it grow while relaxing on the beaches of Lake Tahoe rather than pulling your hair out in front of your computer?

You can watch arrows going up and down or you could ride the chair lift up and swish your way down. You can listen to computer chimes or you can listen to the wind in the pines.

What could be better than wrapping “quality of life” and long term investments into one “full benefits” package?

Robert Frost inspired us to unite vocation with avocation. Investing in Lake Tahoe real estate is just such a venture. The pay offs can be huge.

Albania Tourism and Real Estate Property and Foreign Investment is Increasingly Becoming the Backbone of Economic Growth in Albania

December 12th, 2009 CheapFlatsInLondon No comments

Among the populated beaches of Durres and Vlora, Albania offers unexplored stretches on the north and south coasts of the Adriatic and Ionian seas, which are attracting more interest among foreign tourists.

Real estate property investment is also now considered to be a major part of teh economy as many more investors are realising the huge pottential Albania has to offer.

Statistics from June record a 20% increase of tourist visits to Albania from the same period last year. Expectations ran high for June and July, which marked the peak of the summer season.

Among the populated beaches of Durres and Vlora, Albania offers unexplored stretches on the north and south coasts of the Adriatic and Ionian seas, which are attracting more interest among foreign tourists. Statistics from June record a 20% increase of tourist visits to Albania from the same period last year. Expectations ran high for June and July, which marked the peak of the summer season. “More tourists are arriving in Albania this year, and their number has been steadily increasing in the past few years,” Minister for Tourism Ylli Pango said at a press conference. Visitors from Kosovo comprise the bulk of the tourists. Their number has increased by 43% this year, according to official sources. There are also 42% more tourists from Macedonia than there were at the same time last year.

But for such a well located country, which enjoys over 402kms of unspoilt coastline along the Ionian and Adriatic seas, Albania has been virtually untouched by the property boom which swept Europe in the last decade. Ironically, however, just as the rest of Europe is beginning to put the brakes on property, Albania wants to make its presence felt.

‘Albania is the last European market to be discovered,’ says Ismet Terziu, a native Albanian based in London with agents Albania Properties. ‘While other countries may have been oversubscribed in recent years, nobody could level that accusation at Albania.’ That might well be the case but few will deny that this is a risky, emerging market.Property as investment is still in its infancy, with clean title and valid planning permission chief concerns among overseas buyers. Efforts are being made to minimise corruption, while the Albanian government is intent on increasing transparency in business and banking, which, it hopes, will encourage more foreign investment. Investors are primarily focusing on the capital, Tirana and the coastal cities of Durrës and Vlora.There is also interest and development in the southern city of Sarandë, close to the Greek border. To encourage the development of tourism, gated resorts are under construction, but there is a lack of facilities. Mr Terziu points out that there are no golf courses – despite 300 days of sunshine per year. But there is no shortage of land. With a population of 3.6 million in a country roughly the same size as Belgium. Albania has beach-front and city sites available.

For more information you can visit: www.albania-properties.co.uk or www.holiday-property.net.

Plenty of Ways to Make Real Estate Cash!

December 11th, 2009 CheapFlatsInLondon No comments

If you are looking for a quick way to make some cash, then you might want to look into real estate and making some real estate cash. Because of the way the market it is at the moment, there is a real large possibility that you, like others, can make a lot of real estate cash!
For those of you who watch the news, or read the newspaper, you probably are aware of the fact that many people are losing their homes to the bank. This can be a very good thing for people who need to make some money and are turning to real estate! Foreclosures these days can be bought for such a low price and you can turn them around for a large profit and make some serious real estate cash!
The main thing that you need to keep in mind when it comes to real estate and making money is you need to make sure that you have enough in your budget to cover repairs as well as taxes. In order to sell the house and turn it around for real estate cash, you need have the house in tiptop condition!
Once you get started making real estate cash, you can keep on building and buying more and selling more and you can really start to turn this into some sort of small business and use the real estate cash that you make as your actual income. This way you could turn into your own boss, and make the money that you want to make!
If you seriously want to look into making real estate cash and turning old foreclosed homes into some profit then you are going to need as much information as you can get! The more information that you have the better off you are going to be and the more real estate cash you are essentially going to make. After you get all of your information you might want to start building a rock solid plan so that you have an idea of what direction you want to go in. Remember you have control of how much real estate cash that you want to make, so the smarter that you are at it, the better off you are going to be.
So, you have the basics that you need in order to make some real estate cash. You need to have a lot of information and you need to have some sort of plan to get you off of your feet. From there, you are just going to need some funding and then you can begin investing and you can begin to make some real estate cash. It may sound like a hard thing to get into, but the fact of the matter here is, people are losing homes and some people are buying homes. So turn that foreclosed home into a real estate cash cow, and start looking at homes that can make you money!

Why Invest in Real Estate?

November 8th, 2009 CheapFlatsInLondon No comments

by Joe Samson, Calgary Realtor

Wow, it was another exciting month in Calgary’s Real estate Market. Real estate prices are continuing to rise like there is no tomorrow with a bit of assistance from the volatile stock market. Earlier this week when I had tuned into the business news all I could hear is how the stock market has done it again. The biggest drop in one day since 911, leaving people staring like deer in a headlight and asking the question of now what? The stock sell off had started in the Asian markets, continuing to Europe and finally it finished in the North American market. Millions of people worldwide were going to bed not knowing what they’re going to face the following day. Should I sell my investments now to minimize my losses or wait and maybe it will recover in the long run?

Over the last couple of years in Calgary, more and more people had decided to inject some of their savings into the real estate market. Especially after the dot.com bust in the early part of the millennium. Including myself and many others were getting tired of the continuous fluctuations of the stock market. It was extremely stressful to wake up everyday and hoping that nothing bad is going to happen in the stock market and not being able to control my investments differently than buy or sell. As history has already provided many examples to us about how a company could disappear overnight and completely wipe out your investments, yet I have never seen a house disappear from the face of the earth so suddenly. If it did by some unfortunate event, usually an insurance provider has reimbursed the owner.

Piece of mind – is the first thought that comes into my mind when I think about real estate as an investment vehicle. Security, predictable future and leveraged growth are the number one reasons why many choose to invest in real estate. According to Andrew Carnegie “Over 90% of all millionaires become so through owning real estate”. Now that’s a powerful statement. Let it sink in for a minute. Even if you are somewhat skeptical about the future of Calgary’s real estate market we cannot pass by such an important statement and not to acknowledge it as part of a major footprint of success.

Real estate values go up for many reasons. The number one cause of increasing real estate prices is the scarcity of supply or where the demand of the influx of people to a geographical area will outperform the supply. The good news for us in Alberta is that our provincial government has done such a great job of creating an economical atmosphere for business that there will be new business opening up and moving to this province for many more years to come. Not to mention the billions of dollars of projects already in the books that requires a constant feed of new employees from outside of Alberta.

Why real estate vs. the stock market? Unfortunately, many media outlets don’t understand the concept of the power of leverage when it comes to calculating actual ROI (return on investment). Every time I look at a news clip or read an article in the paper where they are comparing the performance of real estate prices to the stock market, I am ready to kick something to calm my frustration. The secret of many successful investors comes from directly applying the power of leverage. It doesn’t matter what kind of business we are talking about. If you want to be successful, you will need to find a way of multiplying your knowledge, power and time. If you choose to invest in stocks, you will get your returns one on one. Meaning that if you invest $1,000 and that particular stock goes up in value by 10% your ROI will be $100. When you put your dollars into a piece of real estate, the banks will usually require 25% of your own money and they will put up the remaining 75% of the purchase price for you. The beautiful part of this arrangement is that if the purchased real estate increases by 36% like it did in 2006 than your ROI will be 4 x 36%. Now that‘s the true power of leverage.

Real estate values most definitely won’t be increasing by 36% forever. However even if we make a very conservative assumption of prices to only increase by 6% annually than you are still anticipating a 24% ROI. In many of my client’s opinion it sure beats any of the G.I.C. investments available today.

Right, but I am not cut out to be a Landlord. What if the tenant doesn’t pay or damages the property? What if…? Excuses can be created in every situation in our lives just to rationalize why not to do something. Sometimes to move ahead in life, we need to get a little more comfortable with being uncomfortable when we decide to get involved with new ideas. However, if you prefer not to deal with tenants you can completely circumvent that challenge. Once again, if we examine some of the other evidences that successful people have left behind we can easily find the solution to this problem. You not only need to leverage your money, you will also need to leverage your time and knowledge by hiring the right professional to be on your team of success. Can you imagine Donald Trump taking phone calls at 2:00a.m. about a leaky toilet? Or personally collecting his rental cheques every month from his tenants? I didn’t think so. So, why do you think that you need to do it all alone? Why not do exactly what some of the major players in this investment business have already done? If it worked for them why wouldn’t it work for you?

It’s absolutely essential to hire the best professional experts on your team of advisors to propel your investments to the top and not to leave anything to a chance. Some of the professionals you should absolutely consider on having on your real estate team are Property Managers, Accountants, Contractors, Lawyers and knowledgeable REALTORS® who will not only advise you but allow you to stand on their shoulders and push you up to achieve your goals.

I truly believe that everyone can succeed at investing in real estate if one puts their mind to it. But it’s up to you to decide and take actions. You owe it to yourself to further explore the possibilities of investing in real estate. As you are probably aware, real estate is and has been a solid blue chip performer over the long term (after all they’re not making any more land!).

posted by www.JoeSamson.com